I was surprised that only 19% Say That Managing Personal Finances is 2012 Priority.

The majority or over 50% are looking for coupons and online deal sites to help them save money.

Another good portion say that using online banking or bill pay will be the way they will better manager their personal finances.

I guess it is hard for many to really wrap their arms around the personal finance money game. It is a game actually and there are many key things most people just are not interested enough to learn well to generate the wealth they will need to retire.

Coupons and online deals should be separated. I have been amazed at the women that are now experts at coupon clipping and printing of online coupons. They walk into a store and get a couple hundred dollars in groceries for $50 bucks or under. I did not believe it myself until I watched a lady actually do it.

Online deals to restaurants and other places are ok, but it is money I would not have spent anyway.

I think it is going to be really cool to see the financial conditions of individuals this year to see if we end on a positive note and how the country does in general on balancing the budgets.

Managing personal finances has to be a top priority and more people need to get engaged in learning and educating themselves on all facets of this important subject.