Business Credit Cards

A small business credit card or corporate credit card can help you keep your company’s expenses on track and obtain the buying power you need to operate your business. Some business credit cards also reward you for all your business purchases in the form of cash back or airline miles. Learn more in these articles and tips on credit cards for small business.

Compare the business credit card offers below and apply for the card that’s right for you.

SimplyCash® Business Card from American Express OPEN



Apply Online for This Credit Card

  • Get 5% cash back on wireless services and office supply purchases*
  • Get 3% cash back on automobile gasoline*
  • Get 1% cash back on other purchases*
  • No limit to the amount of cash back you can earn
  • Cash back on purchases is automatically credited to your statement each month
  • Save 3%-10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®*
  • No annual membership fee

Intro APRRegular APRAnnual FeeCredit Needed
0.00%*
for 6-12 months on purchases*
12.24-19.24% (Variable)*$0.00*Excellent Credit*

Ink Cash(SM) Business Card

  • Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months!
  • 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2% cash back on the first $25,000 spent annually at gas stations and restaurants
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 12 months
  • No Annual Fee

Intro APRRegular APRAnnual FeeCredit Needed
0.00%*
for 12 months on purchases*
10.24% (Variable)*$0.00*Excellent Credit*

Ink BoldSM with Ultimate Rewards

  • Earn up to 50,000 bonus points - 25,000 after your first purchase, plus an additional 25,000 after you spend $10,000 in 3 months
  • That's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
  • Earn up to 5X points per dollar on eligible business purchases, and points do not expire
  • No foreign transaction fees
  • Free Employee Cards
  • No interest charges because it's a pay-in-full charge card
  • Transfer points you've earned to participating frequent travel programs at a 1:1 value
  • No Annual Fee in the first year - a $95 savings

Intro APRRegular APRAnnual FeeCredit Needed
N/A*N/A*$0.00 1st year, then $95.00*Excellent Credit*

InkSM Classic Business



Apply Online for This Credit Card

  • Up to 25,000 bonus points - 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months!
  • 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
  • 1 point per dollar on all other card purchases with no limit on the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 12 months
  • No Annual Fee

Intro APRRegular APRAnnual FeeCredit Needed
0.00%*
for 12 months on purchases*
10.24% (Variable)*$0.00*Excellent Credit*

The Business Gold Rewards Card® from American Express OPEN



Apply Online for This Credit Card

  • For a limited time: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
  • Earn points even faster to get more rewards for your business
  • 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else*
  • One million rewards from over 500 brands
  • 24/7 support for everything from identity theft to travel emergencies
  • $0 introductory annual fee for the first year, then $175
  • Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year
  • Terms & Restrictions Apply.

Intro APRRegular APRAnnual FeeCredit Needed
N/A*N/A*$0.00 1st year, then $175.00*Excellent Credit*

Starwood Preferred Guest® Business Credit Card from American Express OPEN



Apply Online for This Credit Card

  • Earn up to 25,000 Starpoints®: Receive 10K after your first purchase, and another 15K when you spend $5,000 in 6 months-enough for up to 6 free nights at a Category 1 or 2 hotel
  • Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
  • $0 introductory annual fee for the first year, then $65

Intro APRRegular APRAnnual FeeCredit Needed
N/A*15.24-19.24% (Variable)*$0.00 1st year, then $65.00*Excellent Credit*

The Business Platinum Card® from American Express OPEN



Apply Online for This Credit Card

  • For a limited time: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.*
  • 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
  • Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
  • Complimentary airport club access to 600+ partner lounges, a $950/yr value
  • By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
  • No pre-set spending limit*

Intro APRRegular APRAnnual FeeCredit Needed
N/A*N/A*$450.00*Excellent Credit*

Capital One® SparkSM Cash for Business



Apply Online for This Credit Card

  • Earn 2% cash back on every purchase, every day
  • Get a $100 cash bonus - just spend $1,000 within the first 3 months
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • Enjoy award-winning small business customer service
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire

Intro APRRegular APRAnnual FeeCredit Needed
N/A*13.90% (Variable)*$0.00 1st year, then $59.00*Excellent Credit*

Capital One® SparkSM Miles for Business



Apply Online for This Credit Card

  • Earn 2 miles per dollar on every purchase, every day
  • Get 10,000 bonus miles - just spend $1,000 within the first 3 months
  • Receive 5,000 bonus miles by signing up for one or more employee cards
  • Enjoy exclusive, award-winning customer service
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Redeem miles for travel, cash back, gift cards, merchandise, and more
  • Fly on any airline, anytime, with no blackout dates or seat restrictions

Intro APRRegular APRAnnual FeeCredit Needed
N/A*13.90% (Variable)*$0.00 1st year, then $59.00*Excellent Credit*

Capital One® SparkSM Miles Select for Business



Apply Online for This Credit Card

  • Get a 50% bonus on the miles you earn every year
  • Earn 1 mile per dollar on every purchase, every day
  • Save with 0% intro APR until November 2012
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions

Intro APRRegular APRAnnual FeeCredit Needed
0.00%*
for Until 11/2012 on purchases*
14.90-19.90% (Variable)*$0.00*Excellent Credit*

Capital One® SparkSM Cash Select for Business



Apply Online for This Credit Card

  • Get a 50% bonus on the cash back you earn every year
  • Earn 1% cash back on every purchase, every day
  • Save with 0% intro APR on purchases until November 2012
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire

Intro APRRegular APRAnnual FeeCredit Needed
0.00%*
for Until 11/2012 on purchases*
14.90-19.90% (Variable)*$0.00*Excellent Credit*

Capital One® SparkSM Classic for Business



Apply Online for This Credit Card

  • Enjoy no annual fee
  • Build business credit with eligibility for an automatic credit line increase
  • Earn 1% cash back on every purchase, every day
  • Separate business expenses from personal expenses
  • $0 Fraud Liability if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service

Intro APRRegular APRAnnual FeeCredit Needed
N/A*22.90% (Variable)*$0.00*Fair Credit*