Cash Back Credit Cards

The following cash back credit cards feature reward programs that offer cash back or rebate incentives. A Cash Back Credit Card rewards you for using them with cash back incentives and rebate programs. Credit cards with cash rebates and incentives usually require a good to excellent credit rating for approval.

Chase Freedom® Visa

This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase. No annual fee and rewards never expire Intro APR Regular APR Annual Fee Credit Needed 0.00%* for 15 months on purchases* 12.99-22.99% (Variable)* $0.00* Excellent Credit*

Blue Cash EverydaySM Card from American Express

Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases No spend minimum, No enrollment, and No rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time Intro APR Regular APR Annual Fee Credit Needed 0.00%* for 12 months on purchases* 17.24-22.24% (Variable)* $0.00* Excellent Credit*

Capital One® Cash Rewards - Excellent Credit

$100 Bonus after you spend $500 in the first 3 months 50% bonus on the cash back you earn every year 1% cash back on all purchases No annual fee Earn unlimited cash back that doesn't expire Redeem cash back anytime for any amount, even set automatic redemptions Personalize your card with an image of your choice 0% intro APR on purchases and balance transfers until June 2013. Intro APR Regular APR Annual Fee Credit Needed 0.00%* for Until 06/2013 on purchases* 12.90-20.90% (Variable)* $0.00* Excellent Credit*

Capital One® Cash Rewards - Average Credit

50% bonus on the cash back you earn every year 1% cash back on all purchases Earn unlimited cash back that doesn't expire Redeem cash back anytime for any amount, even set automatic redemptions Personalize your card with an image of your choice 0% intro APR on purchases until March 2013 Intro APR Regular APR Annual Fee Credit Needed 0.00%* for Until 03/2013 on purchases* 17.90-22.90% (Variable)* $39.00* Average*

Capital One® Cash Rewards for Newcomers

A card designed to help those new to the U.S. establish credit and earn cash back Build credit with automatic reporting to the three major credit bureaus Get 2% cash back on travel purchases Earn 1% cash back on all other purchases No foreign transaction fees No annual fee Intro APR Regular APR Annual Fee Credit Needed N/A* 24.90% (Variable)* $0.00* Fair Credit*

American Express® Premier Rewards Gold Card

Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membership Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more. Introductory annual fee of $0 for the first year, then $175 Get a decision in as little as 60 seconds. Intro APR Regular APR Annual Fee Credit Needed N/A* N/A* $0.00 1st year, then $175.00* Excellent Credit*

Chase SapphireSM Card

Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward! 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases. Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more Direct access to expert service advisors anytime No annual fee! Intro APR Regular APR Annual Fee Credit Needed N/A* 15.24% (Variable)* $0.00* Excellent Credit*

TrueEarnings® Card from Costco and American Express

American Express® Card and Costco Membership Card in one- with no annual fee for Costco members Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express Intro APR Regular APR Annual Fee Credit Needed 0.00%* for 6 months on purchases* 15.24% (Variable)* $0.00* Excellent Credit*

PenFed VISA Platinum Gas/Cash Rewards Card

13.99% APR - Lower than most rewards cards Earn 5.00% cash back from gas purchases paid at the pump* Earn 1.00% cash back from all purchases** you make with the card during each billing cycle Up to $50,000 limit No Annual Fee Cash Rewards credited each month No special restrictions to earn your cash rewards You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. Intro APR Regular APR Annual Fee Credit Needed N/A* 13.99% (Fixed)* $0.00* Excellent Credit*

JourneySM Student Rewards from Capital One®

Designed to help students build good credit with responsible use Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit Customizable text and e-mail alerts to help keep you on track Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time No annual fee $0 Fraud Liability if your card is lost or stolen Intro APR Regular APR Annual Fee Credit Needed N/A* 19.80% (Variable)* $0.00* Average*

The Platinum Card® from American Express

25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.* Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply. 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more Fine Hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time. Intro APR Regular APR Annual Fee Credit Needed N/A* N/A* $450.00* Excellent Credit*

Visa® Black Card

Limited membership 24-hour concierge service at your disposal Unlimited VIP airport lounge visits Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions Luxury gifts Accepted globally; zero liability protection against unauthorized purchases Made with carbon, not just another piece of plastic Intro APR Regular APR Annual Fee Credit Needed N/A* 14.99% (Variable)* $495.00* Excellent Credit*

Using cash back credit cards is a smart thing to do if you pay your balance off each month. You will be surprised at how quickly these rewards will build up and you will be getting your first check before you know it. Everyone is searching for deals and coupons these days. A cash back credit card is one of those ways you can give yourself something back without having to cut coupons or even think about it.

Just by using the cash back card to pay for bills, groceries, gas and restaurants you will be building up points. At the end of a few months you will be able to go to the website and redeem that for cash. It is a nice feeling getting that extra cash in your pocket. Get your cash back credit card today, apply now.