Bad Credit Credit Cards - Bad or Poor Credit OK

Review all of our Bad Credit Credit Cards below for those that have bad or poor credit. Actually can help your credit score over time with the selection below of Top Bad Credit Credit Cards specifically for those with Bad or Poor Credit. Apply Online Below for an approval in seconds.

Facecard prepaid MasterCard®

Instant Guaranteed Approval* - no credit check, no security deposit
Free Direct Deposit - easy access to your funds
Free Online Bill pay - no more mailing costly money orders.
Free Money Transfers to other Facecard members - no more spending money on wire transfers.
Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
Receive Prewards, which are like coupons, put directly on your card.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	N/A*	*	Poor

Wired Plastic™ Visa® Prepaid Card

Accepted everywhere VISA is accepted
No Credit Check, Income requirements or bank account required
FREE Online Access to Account
FREE Mobile Alerts - Text to your mobile and email
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Rewards Program - Earn 1 Point for every $1 spent
NO Bounced Check, NSF or Overdraft Charges EVER!
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at 100,000 Retail Locations Nationwide

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	See Terms*	*	Poor

Vision Premier® Visa® Prepaid Card

No credit check, no debt, no interest, no overdraft fees
Free unlimited purchases – signature and PIN
Free customer service
Free Direct Deposit: Get paychecks, benefits and tax refunds faster
Free PayFit Credit Builder – Pay bills and build credit for free
Free text and email alerts and online access to track spending
Safer than cash if lost or stolen
Accepted everywhere Visa Debit cards are accepted

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	See Terms*	*	Bad

Prepaid Visa® RushCard

Created by Russell Simmons to provide Financial Freedom and Respect
Guaranteed approval*
No Credit Check
Free Direct Deposit of pay, tax refund, anticipation loans
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Make money with our Refer A Friend Program
Reloadable with a $10,000 maximum balance
Free Email/ SMS Alerts
Card to Card transfers between RushCard Members
Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	See Terms*	*	Poor

Baby Phat Prepaid Visa® RushCard

Show your style with the BabyPhat RushCard
Guaranteed approval*
No Credit Check
Free Direct Deposit of pay, tax refund, anticipation loans
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Make money with our Refer A Friend Program
Reloadable with a $10,000 maximum balance
Free Email/ SMS Alerts
Card to Card transfers between RushCard Members
Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	See Terms*	*	Poor

AccountNow™ Prepaid MasterCard®

Build your credit with the new iAdvance loan option(SM)
Instant Guaranteed Approval* – no credit check, no security deposit
$0 ACTIVATION FEE – when you load your card by direct deposit
Free Direct Deposit – no more check cashing fees
Free Online Bill Pay – no need for expensive money orders
Free Credit Builder† – bill pay transactions are reported to PRBC®
No Overdraft Fees – no minimum balance required
Reloadable - $10,000 balance limit

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	See Terms*	*	Poor

Orchard Bank Classic MasterCards

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	7.90% - 24.90%	See Terms*	N/A	Poor

Green Dot® Gold Prepaid MasterCard®

FREE $0 Activation Online –with NO credit check!
FREE Cash withdrawals at over 15,000 participating ATMs
FREE Online Bill Pay & Direct Deposit
NO Monthly fee for any month with at least 30 purchases
NO Transaction fees on US purchases
NO Overdraft or penalty fees
NO Minimum balance required
GET $10 with Direct Deposit (see site for restrictions)

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	See Terms*	*	Bad

Orchard Bank Classic MasterCards

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	7.90% - 24.90%	See Terms*	N/A	Poor

Orchard Bank Classic MasterCards

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	7.90% - 24.90%	See Terms*	N/A	Poor

AccountNow Prepaid Visa® Card

NEW! Now with the iAdvance(SM) loan option, no credit check needed.
Instant Guaranteed Approval* – no credit check, no security deposit
$0 ACTIVATION FEE – when you load your card by direct deposit
Free Direct Deposit – no more check cashing fees
Free Online Check Writing – no need for expensive money orders
Free Credit Builder† – bill pay transactions are reported to PRBC®
No Overdraft Fees – no minimum balance required
Reloadable - $10,000 balance limit

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	See Terms*	*	N/A

Orchard Bank Classic MasterCards

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	7.90% - 24.90%	See Terms*	N/A	Poor

Public Savings Bank Secured Card

0% APR on purchases for 6 months
No annual fee or monthly fees
Your income, employment and credit are not factors!
We report to all 3 major credit bureaus
Lifetime credit lines up to $10,000
25 day grace period
Free fraud protection against unauthorized use
No penalty APR
Use the card everywhere you see the Visa/Mastercard logo

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%	6 months	11.24%	none	N/A	Bad

Prepaid Visa® Purple Diamond RushCard

FREE Activation with Direct Deposit before 4/15/10
FREE Direct Deposit of pay, tax refund, anticipation loans
FREE live customer service 24/7
FREE text alerts and phone balance inquiries
FREE optional credit building history
FREE online money management tools
Pay bills and shop online
Easy to use - the convenience of plastic WITHOUT THE DEBT
NO Credit Check
STOP Paying check cashing, overdraft, interest fees
Card to Card transfers between RushCard Members
Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	See Terms*	*	Poor

First Option Visa®

Get a REAL Visa® Credit Card!
Up to $5,000.00 Secured Line of Credit!!
Be Approved Regardless of Credit History or Income!!!
Guaranteed Approval!

Apply Today!

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	19.5%	$59	N/A	Bad

New Millenium Bank Secured Black Diamond Visa® or Mastercard®

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check

* Terms and conditions apply

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	19.5%	$59	N/A	Bad

UltraVX Visa®

UltraVX makes it easy to manage your finances
Automatic minimum payments
Reports to all 3 major credit bureaus
No credit check, no bank account required
Instant online approval
Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions*.
* Subject to terms and conditions.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	See Terms*	*	Bad

New Millennium Bank Platinum Visa® or MasterCard®

Reports to ALL 3 Bureaus
No Credit Check
Be Approved Regardless of Credit History
Special High Introductory Savings Rate
Bonus $3,000 credit line with My Computer Club

* Terms and conditions apply

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	19.5%	$59 Annually	N/A	Bad

Next Millennium MasterCard®

No credit check*
Approved regardless of credit history
Secured credit limit of up to $5,000.00
Get cash at over 740,000 ATMs
Accepted wherever MasterCard® is accepted

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	19.5%	$59	N/A	Bad

New Millennium Bank Secured Gold Visa® or MasterCard®

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check

* Terms and conditions apply.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	19.5%	$59	N/A	Bad

Horizon Gold Credit Card

Get the Financial Freedom You Deserve!

Instant Guaranteed Approval
Initial $500.00 Un-Secured credit limit
No Credit Checks
No Turndowns
Reports Positively to Major Credit Bureau
Get the Benefits and Credit you Deserve

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	See Terms*	*	N/A

ACE Visa Prepaid Debit Card

No application fee and no obligation
No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
No overdraft fees or minimum balances
Free direct deposit of your paycheck or government check
Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
Earning your trust since 1968

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	See Terms*	*	N/A

Prepaid Visa® Black Diamond RushCard

FREE Activation with Direct Deposit before 4/15/10
FREE Direct Deposit of pay, tax refund, anticipation loans
FREE live customer service 24/7
FREE text alerts and phone balance inquiries
FREE optional credit building history
FREE online money management tools
Pay bills and shop online
Easy to use - the convenience of plastic WITHOUT THE DEBT
NO Credit Check
STOP Paying check cashing, overdraft, interest fees
Card to Card transfers between RushCard Members
Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	See Terms*	*	Poor

The BuyRIGHT Prepaid MasterCard®

Get cash at over 900,000 ATMs worldwide
Pay your bills online or over the phone
Eliminate payday hassles with free direct deposit
Accepted at millions of MasterCard locations worldwide
NO credit checks
NO employment verification
NO monthly or annual fees

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	*	*	Poor

eElite Plus Shopping Card

0% APR with No Annual Fee
Receive up to a $12,500 immediately*
No Credit Check
Unsecured Shopping Credit Line
Credit Line is Reported to Major Credit Bureau

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	$168*	*	Bad

ePlatinum+ Shopping Card

Buy NOW and Pay LATER
Receive up to a $12,500 Unsecured Merchandise Credit Line*
0% APR with No Annual Fee
Low Minimum Monthly Payments
Credit Limits Increases Available

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	$168*	*	Bad

Millennium Advantage Pre-Paid MasterCard®

Use your card at over 900,000 ATMs and millions of locations worldwide!
No credit check or income verification required
No Chexsystem check
No minimal balance required!
Phone and On-line account access
Shop and pay bills on-line!

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	See Terms*	*	Poor

NetSpend® MasterCard® Prepaid Debit Card

100% approval - No credit check required
Make purchases anywhere MasterCard Debit is accepted
No overdraft fees or minimum balances
Online Bill Pay - Easily send a check to anyone
5% APY Savings Account - Exclusive!
Free Direct Deposit from your paycheck or government check
Add up to $10K to your account in over 65,000 locations
As seen on TV and in stores nationwide!

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	None	*	N/A

NetSpend® Visa® Prepaid Debit Card

100% approval - No credit check required
Short-term iAdvance Line of Credit - Now available!
No overdraft fees or minimum balances
Online Bill Pay - Easily send a check to anyone
5% APY Savings Account - Exclusive
Free Direct Deposit from your paycheck or government check
Add up to $10K to your account in over 65,000 locations
As seen on TV and in stores nationwide

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	None	*	Poor

SilverCard Prepaid MasterCard®

Perfect card for Government/Benefits Checks recipients
$0 activation with rebate*
100% guaranteed approval*/no credit check
Free direct deposit of your pay or government check
Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
No overdraft fees or minimum balances
Online Checking - Electronic or paper checks

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	N/A	*	Poor

USA Gold Shopping Card

*Guaranteed Instant Online Approval!
$5000 Unsecured Gold Merchandise Credit Line!
NO Credit Checks or Credit Turndowns!
NO Employment Verifications!
Upon request, credit limits increases are available to those that qualify.
Establish Credit by Reporting to Major Credit Bureau!
Receive a *Free $50 Gift Card!
After enrolling you'll receive a $300 Grocery Coupon Card

^{*see website for terms and conditions}

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	See Terms*	*	Poor

Orchard Bank Visa Cards

Acceptance at millions of locations including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	7.90% - 24.90%	See Terms*	N/A	Poor

There are unique features that come with bad credit credit card offers. You can get approved regardless of your credit history on most bad credit cards. Our top cards have no credit checks and reports to all 3 Credit Bureaus. You also will get a respectible credit limit which can the be used to build back your credit rating and give you a credit score that can later be used to qualify for the lower interest credit cards. Apply Today for one of the top bad credit credit cards and start re-building your credit history.