Bad Credit Credit Cards
Bad Credit Credit Cards
Review all of our Bad Credit Credit Cards below for those that have bad or poor credit. Actually can help your credit score over time with the selection below of Top Bad Credit Credit Cards specifically for those with Bad or Poor Credit. Apply Online Below for an approval in seconds.
| | |
|


| - An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 7.90% - 28.90% | See Terms* | N/A | Bad |
| |
| |
| | |
|


| - 100% Guaranteed Approval*
- $0 Activation Fee
- $25 Cash Bonus when you use direct deposit
- New iAdvance(SM) loan option
- No Overdraft Fees and no Minimum Balance
- Free Credit Builder
- Free Bill Pay
- Free Direct Deposit
- No Credit Check – for prepaid card only
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
| |
| |
| | |
|


| - Show your style with the BabyPhat RushCard
- Guaranteed approval*
- No Credit Check
- FREE Direct Deposit
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
| |
| |
| | |
|


| - An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 7.90% - 28.90% | See Terms* | N/A | Bad |
| |
| |
| | |
|


| - FREE MasterCard Prepaid Card & FREE Shipping
- FREE Instant Virtual Card – Shop Online Today
- FREE Direct Deposit + Get $20 Signup Bonus
- Earn High Savings Interest Rate!
- FREE Unlimited Purchase/ Signature Transactions
- FREE Check Your Balance With a Text Message
- Send and Receive Money Securely With Your Mobile Phone
- Refer friends and family and make money
- $0 Activation Fee
- $0 First Monthly Fee – Try it For FREE
- $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!)
- No Hidden Fees / No Overdraft Fees
- Fully FDIC Insured
- o Credit Check/ No Bank Account Required
- FREE Account Management – Over The Phone or Online
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
| |
| |
| | |
|


| - 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
- Now with FREE Credit Builder!
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
- Pay Nothing Now! – No deposits or prepayments required to get your card.
- FREE Direct Deposit! – stop paying to cash your paycheck.
- FREE phone and online access to your card account!
- No declined transaction fees!
- Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
- Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
- Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
- * Subject to I.D. Verification.
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | N/A* | * | Poor |
| |
| |
| | |
|


| - No credit check, no debt, no interest, no overdraft fees
- Free unlimited purchases – signature and PIN
- Free customer service
- Free Direct Deposit: Get paychecks, benefits and tax refunds faster
- Free PayFit Credit Builder – Pay bills and build credit for free
- Free text and email alerts and online access to track spending
- Safer than cash if lost or stolen
- Accepted everywhere Visa Debit cards are accepted
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
| |
| |
| | |
|


| - Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 7.90% - 28.90% | See Terms* | N/A | Bad |
| |
| |
| | |
|


| - 100% Guaranteed Approval*
- $0 Activation Fee
- $25 Cash Bonus when you use direct deposit
- New iAdvance(SM) loan option
- No Overdraft Fees and no Minimum Balance
- Free Credit Builder
- Free Bill Pay
- Free Direct Deposit
- No Credit Check – for prepaid card only
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
| |
| |
| | |
|


| - FREE $0 Activation Online –with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
- NO Overdraft or penalty fees
- NO Minimum balance required
- GET $10 with Direct Deposit (see site for restrictions)
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
| |
| |
| | |
|


| - Created by Russell Simmons to provide Financial Freedom and Respect
- Guaranteed approval*
- No Credit Check
- FREE Direct Deposit
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
| |
| |
| | |
|


| - Accepted everywhere VISA is accepted
- No Credit Check, Income requirements or bank account required
- FREE Online Access to Account
- FREE Mobile Alerts - Text to your mobile and email
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Rewards Program - Earn 1 Point for every $1 spent
- NO Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
| |
| |
| | |
|


| - An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 7.90% - 28.90% | See Terms* | N/A | Bad |
| |
| |
| | |
|


| - An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 7.90% - 28.90% | See Terms* | N/A | Bad |
| |
| |
| | |
|


| - Build credit history – we report to all 3 major credit bureaus
- 0% APR on all purchases for the first 6 months
- No annual fees or monthly maintenance fees
- No credit check
- No checking account required
- Your credit is not a factor!
- Choose your initial credit limit from $300-$2000
- Lifetime credit lines up to $5,000
- Free fraud protection against unauthorized use
- Use the card everywhere you see the Visa logo
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | 0% | 6 months | 11.24% | none | N/A | Bad |
| |
| |
| | |
|


| - FREE Direct Deposit
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
| |
| |
| | |
|


| Get the Financial Freedom You Deserve! - Instant Guaranteed Approval
- Initial $500.00 Un-Secured credit limit
- No Credit Checks
- No Turndowns
- Reports Positively to Major Credit Bureau
- Get the Benefits and Credit you Deserve
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
| |
| |
| | |
|


| - No application fee and no obligation
- No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Free direct deposit of your paycheck or government check
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Earning your trust since 1968
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
| |
| |
| | |
|


| - FREE Direct Deposit
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
| |
| |
| | |
|


| - Get cash at over 900,000 ATMs worldwide
- Pay your bills online or over the phone
- Eliminate payday hassles with free direct deposit
- Accepted at millions of MasterCard locations worldwide
- NO credit checks
- NO employment verification
- NO monthly or annual fees
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | * | * | Poor |
| |
| |
| | |
|


| - 100% approval - No credit check required
- Make purchases anywhere MasterCard Debit is accepted
- No overdraft fees or minimum balances
- Online Bill Pay - Easily send a check to anyone
- 5% APY Savings Account - Exclusive!
- Free Direct Deposit from your paycheck or government check
- Add up to $10K to your account in over 65,000 locations
- As seen on TV and in stores nationwide!
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | None | * | N/A |
| |
| |
| | |
|


| - 100% approval - No credit check required
- Short-term iAdvance Line of Credit - Now available!
- No overdraft fees or minimum balances
- Online Bill Pay - Easily send a check to anyone
- 5% APY Savings Account - Exclusive
- Free Direct Deposit from your paycheck or government check
- Add up to $10K to your account in over 65,000 locations
- As seen on TV and in stores nationwide
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
| |
| |
| | |
|


| - Perfect card for Government/Benefits Checks recipients
- $0 activation with rebate*
- 100% guaranteed approval*/no credit check
- Free direct deposit of your pay or government check
- Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
- No overdraft fees or minimum balances
- Online Checking - Electronic or paper checks
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | N/A | * | Poor |
| |
| |
| | |
|


| - No application fee and no obligation
- No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Portion of your purchase goes to breast cancer awareness and detection.
- Earning your trust since 1968
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
| |
| |
| | |
|


| - FREE nFinanSe Discover® Reloadable Prepaid Card and Free $5.00 Deposit*
- 100% Guaranteed Approval**
- No Credit Check, No Security Deposit and No Minimum Balance
- No Overdraft Fees and No Interest Charges
- Sign Up for FREE Direct Deposit and a Bonus $7.77 Deposit*
- FREE Unlimited PIN and Signature Transactions
- Reloadable - $5,000 Maximum Balance
- FREE Email and Text Message Alerts
- FREE 24/7 Live Customer Service and Online Access
- Get Cash at ATMs Nationwide
- Add money at over 80,000 nationwide locations
- Shop and Pay Bills Online
- FREE ACH Bill Pay Service
- Free Music Downloads at www.nFinanSeMusic.com
* See website for restrictions ** Subject to ID verification
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
| |
| |
| | |
|


| - FREE nFinanSe Visa® Debit Card and Free $5.00 Deposit*
- 100% Guaranteed Approval**
- No Credit Check, No Security Deposit and No Minimum Balance
- No Overdraft Fees and No Interest Charges
- Sign Up for FREE Direct Deposit and a Bonus $7.77 Deposit*
- FREE Unlimited PIN and Signature Transactions
- Reloadable - $5,000 Maximum Balance
- FREE Email and Text Message Alerts
- FREE 24/7 Live Customer Service and Online Access
- Get Cash at ATMs Nationwide
- Add money at over 80,000 nationwide locations
- Shop and Pay Bills Online
- FREE ACH Bill Pay Service
- Visa® Zero Fraud Liability Protection*
- Free Music Downloads at www.nFinanSeMusic.com
* See website for restrictions ** Subject to ID verification
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
| |
| |
| | |
|


| - The power of a bank account in a Visa prepaid card.
- Save up to $220 compared with other cards, the first year alone!
- 100% approval with no credit check and no activation fee.
- $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
- Free Direct Deposit from employers or government benefits providers
- Deposit cash at 50,000 retailers.
- Write personal checks online: easy to pay rent or other bills.
- Earn 1,500 cash back reward points for you first direct deposit load.
- Optional companion card available, as if you had a joint checking.
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
| |
| |
| | |
|


| - 0% APR on all purchases for life
- Unsecured Line of Credit
- 100% Approval*
- 24 hour Approval Process
- No hidden fees
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
| |
| |
| | |
|


| - No Credit Check
- $0 Monthly Fee*
- Higher daily and monthly limits
- Borrow money and build credit history*
- Free Credit Builder and Bill Pay
- No Late or Overdraft Fees
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
| |
| |
| | |
|


| - No Credit History and no Checking Account Required
- Straight forward pricing - 0% APR on all purchases for the first 6 months with no annual or monthly fees
- We report to all three credit bureaus, so you'll start building your credit fast
- Four options for funding your card
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | 0% | 6 months | 11.24% | none | N/A | Bad |
| |
| |
| | |
|


| - Free 24/7 great customer service
- Free Mobile Banking and Text Alerts - New
- Free Score Tracker credit score service
- No Credit Check, no Overdraft Fees or Balance Minimums
- Free Unlimited Purchase Transactions
- Free Direct Deposit - paycheck, benefits, tax refunds
- Free Online Bill Payment & Check Writing
- Credit Builder – For Free
- Reloadable up to $10,000 Max Balance
- Exclusive Platinum card design
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
| |
| |
| | |
|


| - 0% APR
- $99 One time setup/ $5.95 monthly fee
- No Credit Check
- Reports to Major Bureaus
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
| |
| |
There are unique features that come with bad credit credit card offers. You can get approved regardless of your credit history on most bad credit cards. Our top cards have no credit checks and reports to all 3 Credit Bureaus. You also will get a respectible credit limit which can the be used to build back your credit rating and give you a credit score that can later be used to qualify for the lower interest credit cards. Apply Today for one of the top bad credit credit cards and start re-building your credit history.