Get 0% Interest or Low Fixed Balance Transfer Credit Cards!
HomeArticlesBlogReviewsAbout Us

Best Balance Transfer Credit Cards

Best Balance Transfer Credit Cards - Apply Online


Taking advantage of 0% balance transfer credit cards with terms for as long as 12 months is a great way to get debt paid off. If you are carrying a credit card balance, you should consider transferring the balance to a 0 Percent APR credit card. Apply Now for a balance transfer credit card and get approved in minutes.

Discover® More Card


Discover® More Card
Apply Now

  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee

Bal Transfer
Intro Rate
Bal Transfer
Intro Period
Pur Intro
APR
Pur Intro
Period
Regular
APR
Annual
Fee
0%*15 Months*0%*6 Months*11.99% - 20.99% (Variable)*None


Discover® More Card - $75 Cashback Bonus


Discover® More Card - $75 Cashback Bonus
Apply Now

  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • Get $75 Cashback Bonus when you make $500 in purchases within 3 months
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee

Bal Transfer
Intro Rate
Bal Transfer
Intro Period
Pur Intro
APR
Pur Intro
Period
Regular
APR
Annual
Fee
0%*12 months*0%*6 months*11.99% - 20.99% (Variable)*None


Discover® More Card- Black


Discover® More Card- Black
Apply Now

  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 9 months, then the Regular APR
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee

Bal Transfer
Intro Rate
Bal Transfer
Intro Period
Pur Intro
APR
Pur Intro
Period
Regular
APR
Annual
Fee
0%*12 months*0%*9 months*11.99% - 20.99% (Variable)*None


Discover® MotivaCard


Discover® MotivaCard
Apply Now

  • Cash rewards for your good credit management
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 3.99% intro APR on purchases for a full 12 months, then the Regular APR

Bal Transfer
Intro Rate
Bal Transfer
Intro Period
Pur Intro
APR
Pur Intro
Period
Regular
APR
Annual
Fee
3.99%*15 Months*3.99%*12 Months*11.99% - 20.99% (Variable)*None


IBERIABANK Visa® Classic Card


IBERIABANK Visa® Classic Card
Apply Now

  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information


Bal Transfer
Intro Rate
Bal Transfer
Intro Period
Pur Intro
APR
Pur Intro
Period
Regular
APR
Annual
Fee
1.99%6 Billing CyclesN/AN/A7.25%, 10.25%, or 13.25%None


Discover® Open Road Card


Discover® Open Road Card
Apply Now

  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 0% intro APR on balance transfers for 12 full months, then the Regular APR
  • 0% intro APR on purchases for 6 months, then the Regular APR

Bal Transfer
Intro Rate
Bal Transfer
Intro Period
Pur Intro
APR
Pur Intro
Period
Regular
APR
Annual
Fee
0%*12 Months*0%*6 Months*11.99% - 20.99% (Variable)*None


Escape by Discover® Card


Escape by Discover® Card
Apply Now

  • 25,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first 25 months
  • Unlimited Double Miles on all purchases
  • An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover
  • Flexible redemption options for travel, gift cards, or cash
  • Enhanced travel benefits
  • 0% intro APR on Balance Transfers and Purchases for 6 months, then the Regular APR

Bal Transfer
Intro Rate
Bal Transfer
Intro Period
Pur Intro
APR
Pur Intro
Period
Regular
APR
Annual
Fee
0%*6 months*0%*6 months*10.99% - 16.99% (Variable)*$60*


PenFed Premium Travel Rewards American Express® Card


PenFed Premium Travel Rewards American Express® Card
Apply Now

  • 5 Points for Every $1 Spent on Airfare!
  • 3 Points on Hotels and Dining (through December 31, 2010)
  • No Balance Transfer Fees – Good till June 30, 2010
  • Automatic enrollment in PenFed Premium Rewards Program
  • Access to 600+ Luxury VIP Global Airport Lounge Access with $15,000 Annual Spend
  • 24/7 Premium Concierge Service
  • Exclusive Travel Upgrades and Offers
  • Redeem on any Airline; no black-out dates or restrictions
  • Spend $650 in the First Three Months and Receive 20,000 bonus points
  • No Foreign Transaction Fees!
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.
li>
Bal Transfer
Intro Rate
Bal Transfer
Intro Period
Pur Intro
APR
Pur Intro
Period
Regular
APR
Annual
Fee
4.99%-6.99%*24 monthsN/AN/A13.24%$50


PenFed Promise VISA Card


PenFed Promise VISA Card
Apply Now

  • Absolutely No Fees!
  • Introductory Purchase Rate – 7.49% APR for the first 36 months. Afterwards, the APR will vary with the Prime Rate and is currently 9.99% APR.
  • No Balance Transfer Fees – Good till June 30, 2010
  • No Foreign Transaction Fees!
  • Some restrictions apply.
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.

Bal Transfer
Intro Rate
Bal Transfer
Intro Period
Pur Intro
APR
Pur Intro
Period
Regular
APR
Annual
Fee
7.49%36 months7.49%36 months9.99%None


Visa Platinum Cashback Rewards Card


Visa Platinum Cashback Rewards Card
Apply Now

  • 13.99% APR – Lower than most rewards cards!
  • Earn 2.00% Cash Back on Supermarket Purchases*
  • Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
  • Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle
  • No Balance Transfer Fees – Good till June 30, 2010
  • Up to $50,000 Limit
  • No Annual Fee
  • Cash Rewards Credited Each Month
  • No Special Restrictions to Earn Your Cash Rewards
  • Limited Time Only – Low Balance Transfer Rates†
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.

Bal Transfer
Intro Rate
Bal Transfer
Intro Period
Pur Intro
APR
Pur Intro
Period
Regular
APR
Annual
Fee
4.99%-6.99%*24 monthsN/AN/A13.99%None


TrueEarnings(R) Card from Costco and American Express


TrueEarnings(R) Card from Costco and American Express
Apply Now

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned

Bal Transfer
Intro Rate
Bal Transfer
Intro Period
Pur Intro
APR
Pur Intro
Period
Regular
APR
Annual
Fee
See Terms*See Terms*See Terms*See Terms*15.24% variableSee Terms*


IBERIABANK Visa® Gold Card


IBERIABANK Visa® Gold Card
Apply Now

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information


Bal Transfer
Intro Rate
Bal Transfer
Intro Period
Pur Intro
APR
Pur Intro
Period
Regular
APR
Annual
Fee
1.99%6 Billing CyclesN/AN/A9.25%, 12.25%, or 15.25%None


IBERIABANK Visa® Platinum Card


IBERIABANK Visa® Platinum Card
Apply Now

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • Travel accident coverage up to $1,000,000
  • Online access to credit card account information


Bal Transfer
Intro Rate
Bal Transfer
Intro Period
Pur Intro
APR
Pur Intro
Period
Regular
APR
Annual
Fee
1.99%6 Billing CyclesN/AN/A9.25%, 12.25%, or 15.25%None


Miles by Discover® Card


Miles by Discover® Card
Apply Now

  • 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
  • Double Miles on your first $3,000 in travel and restaurant purchases each year
  • Double Miles through our exclusive online shopping site
  • One Mile for every dollar on all other purchases
  • Flexible redemption options for travel, gift cards, or cash
  • 0% intro APR on balance transfers and purchases for 6 months, then the Regular APR

Bal Transfer
Intro Rate
Bal Transfer
Intro Period
Pur Intro
APR
Pur Intro
Period
Regular
APR
Annual
Fee
0%*6 Months*0%*6 Months*10.99% - 16.99% (Variable)*None


Gold Delta SkyMiles(R) Credit Card from American Express


Gold Delta SkyMiles(R) Credit Card from American Express
Apply Now

  • Earn up to 25,000 bonus miles -- enough for a total of $250 off Delta flights
  • Use miles to pay for any Delta seat, anytime - - no black out dates and no seat restrictions
  • 25,000 miles may also be redeemed for a domestic economy award ticket
  • Earn SkyMiles for every eligible dollar you spend
  • No annual fee for the first year, then $95.
  • Express Approval. Get a decision in less than 60 seconds.
  • Check your first bag for free on every Delta flight.

Bal Transfer
Intro Rate
Bal Transfer
Intro Period
Pur Intro
APR
Pur Intro
Period
Regular
APR
Annual
Fee
See Terms*See Terms*See Terms*See Terms*14.5% variableSee Terms*


Balance Transfer Credit Cards with low fixed interest rates or 0% apr offers can be utilized as a great tool for paying off your debt quickly. Instead of the payment going toward interest charges, you will be attacking the principle balance thereby eliminating the debt much quicker. Compare the excellent choice of balance transfer credit cards on this page and get started toward becoming debt free.