Best Balance Transfer Credit Cards
Best Balance Transfer Credit Cards - Apply Online
Taking advantage of 0% balance transfer credit cards with terms for as long as 12 months is a great way to get debt paid off. If you are carrying a credit card balance, you should consider transferring the balance to a 0 Percent APR credit card. Apply Now for a balance transfer credit card and get approved in minutes.
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| - 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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| Bal Transfer
Intro Rate | Bal Transfer
Intro Period | Pur Intro
APR | Pur Intro
Period | Regular
APR | Annual
Fee | | 0%* | 15 Months* | 0%* | 6 Months* | 11.99% - 20.99% (Variable)* | None |
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| - 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- Get $75 Cashback Bonus when you make $500 in purchases within 3 months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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| Bal Transfer
Intro Rate | Bal Transfer
Intro Period | Pur Intro
APR | Pur Intro
Period | Regular
APR | Annual
Fee | | 0%* | 12 months* | 0%* | 6 months* | 11.99% - 20.99% (Variable)* | None |
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| - 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 9 months, then the Regular APR
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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| Bal Transfer
Intro Rate | Bal Transfer
Intro Period | Pur Intro
APR | Pur Intro
Period | Regular
APR | Annual
Fee | | 0%* | 12 months* | 0%* | 9 months* | 11.99% - 20.99% (Variable)* | None |
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| - Cash rewards for your good credit management
- Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
- 3.99% intro APR on purchases for a full 12 months, then the Regular APR
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| Bal Transfer
Intro Rate | Bal Transfer
Intro Period | Pur Intro
APR | Pur Intro
Period | Regular
APR | Annual
Fee | | 3.99%* | 15 Months* | 3.99%* | 12 Months* | 11.99% - 20.99% (Variable)* | None |
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| - No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
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| Bal Transfer
Intro Rate | Bal Transfer
Intro Period | Pur Intro
APR | Pur Intro
Period | Regular
APR | Annual
Fee | | 1.99% | 6 Billing Cycles | N/A | N/A | 7.25%, 10.25%, or 13.25% | None |
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| - 2% Cashback Bonus automatically at any gas station and any restaurant
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 0% intro APR on balance transfers for 12 full months, then the Regular APR
- 0% intro APR on purchases for 6 months, then the Regular APR
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| Bal Transfer
Intro Rate | Bal Transfer
Intro Period | Pur Intro
APR | Pur Intro
Period | Regular
APR | Annual
Fee | | 0%* | 12 Months* | 0%* | 6 Months* | 11.99% - 20.99% (Variable)* | None |
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| - 25,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first 25 months
- Unlimited Double Miles on all purchases
- An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover
- Flexible redemption options for travel, gift cards, or cash
- Enhanced travel benefits
- 0% intro APR on Balance Transfers and Purchases for 6 months, then the Regular APR
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| Bal Transfer
Intro Rate | Bal Transfer
Intro Period | Pur Intro
APR | Pur Intro
Period | Regular
APR | Annual
Fee | | 0%* | 6 months* | 0%* | 6 months* | 10.99% - 16.99% (Variable)* | $60* |
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| - 5 Points for Every $1 Spent on Airfare!
- 3 Points on Hotels and Dining (through December 31, 2010)
- No Balance Transfer Fees – Good till June 30, 2010
- Automatic enrollment in PenFed Premium Rewards Program
- Access to 600+ Luxury VIP Global Airport Lounge Access with $15,000 Annual Spend
- 24/7 Premium Concierge Service
- Exclusive Travel Upgrades and Offers
- Redeem on any Airline; no black-out dates or restrictions
- Spend $650 in the First Three Months and Receive 20,000 bonus points
- No Foreign Transaction Fees!
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.
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| Bal Transfer
Intro Rate | Bal Transfer
Intro Period | Pur Intro
APR | Pur Intro
Period | Regular
APR | Annual
Fee | | 4.99%-6.99%* | 24 months | N/A | N/A | 13.24% | $50 |
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| - Absolutely No Fees!
- Introductory Purchase Rate – 7.49% APR for the first 36 months. Afterwards, the APR will vary with the Prime Rate and is currently 9.99% APR.
- No Balance Transfer Fees – Good till June 30, 2010
- No Foreign Transaction Fees!
- Some restrictions apply.
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.
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| Bal Transfer
Intro Rate | Bal Transfer
Intro Period | Pur Intro
APR | Pur Intro
Period | Regular
APR | Annual
Fee | | 7.49% | 36 months | 7.49% | 36 months | 9.99% | None |
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| - 13.99% APR – Lower than most rewards cards!
- Earn 2.00% Cash Back on Supermarket Purchases*
- Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
- Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle
- No Balance Transfer Fees – Good till June 30, 2010
- Up to $50,000 Limit
- No Annual Fee
- Cash Rewards Credited Each Month
- No Special Restrictions to Earn Your Cash Rewards
- Limited Time Only – Low Balance Transfer Rates†
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.
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| Bal Transfer
Intro Rate | Bal Transfer
Intro Period | Pur Intro
APR | Pur Intro
Period | Regular
APR | Annual
Fee | | 4.99%-6.99%* | 24 months | N/A | N/A | 13.99% | None |
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| - Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
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| Bal Transfer
Intro Rate | Bal Transfer
Intro Period | Pur Intro
APR | Pur Intro
Period | Regular
APR | Annual
Fee | | See Terms* | See Terms* | See Terms* | See Terms* | 15.24% variable | See Terms* |
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| - No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
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| Bal Transfer
Intro Rate | Bal Transfer
Intro Period | Pur Intro
APR | Pur Intro
Period | Regular
APR | Annual
Fee | | 1.99% | 6 Billing Cycles | N/A | N/A | 9.25%, 12.25%, or 15.25% | None |
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| - No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
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| Bal Transfer
Intro Rate | Bal Transfer
Intro Period | Pur Intro
APR | Pur Intro
Period | Regular
APR | Annual
Fee | | 1.99% | 6 Billing Cycles | N/A | N/A | 9.25%, 12.25%, or 15.25% | None |
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| - 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
- Double Miles on your first $3,000 in travel and restaurant purchases each year
- Double Miles through our exclusive online shopping site
- One Mile for every dollar on all other purchases
- Flexible redemption options for travel, gift cards, or cash
- 0% intro APR on balance transfers and purchases for 6 months, then the Regular APR
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| Bal Transfer
Intro Rate | Bal Transfer
Intro Period | Pur Intro
APR | Pur Intro
Period | Regular
APR | Annual
Fee | | 0%* | 6 Months* | 0%* | 6 Months* | 10.99% - 16.99% (Variable)* | None |
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| - Earn up to 25,000 bonus miles -- enough for a total of $250 off Delta flights
- Use miles to pay for any Delta seat, anytime - - no black out dates and no seat restrictions
- 25,000 miles may also be redeemed for a domestic economy award ticket
- Earn SkyMiles for every eligible dollar you spend
- No annual fee for the first year, then $95.
- Express Approval. Get a decision in less than 60 seconds.
- Check your first bag for free on every Delta flight.
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| Bal Transfer
Intro Rate | Bal Transfer
Intro Period | Pur Intro
APR | Pur Intro
Period | Regular
APR | Annual
Fee | | See Terms* | See Terms* | See Terms* | See Terms* | 14.5% variable | See Terms* |
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Balance Transfer Credit Cards with low fixed interest rates or 0% apr offers can be utilized as a great tool for paying off your debt quickly. Instead of the payment going toward interest charges, you will be attacking the principle balance thereby eliminating the debt much quicker. Compare the excellent choice of balance transfer credit cards on this page and get started toward becoming debt free.
