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Low Interest Credit Card Offers

Low interest credit cards with a low ongoing APR are particularly suited for people who carry a balance month to month. These cards from different banks and issuers offer some of the lowest ongoing interest rates for purchases and balance transfers. Many have 0 interest Annual Percentage Rates or APR for up to 15 months. These also include no annual fees and cash back with rewards.


 Blue from American Express®

American Express Blue

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 15 Months* As Low As 7.99%* None*

  • Enjoy the low APR -- Enjoy a 0.00% APR on purchases for up to 15 months.
  • Low Balance Transfer APR -- 4.99% Fixed APR for the life of the balance.
  • Membership Rewards Express® Program -- Get the rewards you want right now. You'll have access to an incredible selection of clothing, electronics, dining experiences, online music, travel, and more.
  • No Annual Fee.
  • Express Approval. Get a decision in less than 60 seconds.


 Chase Freedom(SM) Credit Card

Chase FreedomCash Visa

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 14.99%* None*

  • Receive $50 after you make your first purchase
  • 3% Cash Back in your top 3 everyday spending categories
  • 1% cash back for every $1 you spend on all other purchases
  • Receive an extra $50 each time you save and redeem $200 in rewards


 Discover® More(SM) Card

Discover Platinum

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone else(SM*)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 12 months on Purchases and Balance Transfers


 Blue Cash® from American Express

American Express Blue Cash

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* As Low As 9.99%* None*

  • Up to 5% Cash Back with Unlimited Cash Rewards
  • Earn unlimited cash back
  • 0% Intro APR for 6 months on purchases
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
  • No Annual Fee
  • Express Approval. Get a decision in less than 60 seconds.


 Chase Free Cash Rewards(SM) Visa® Card

Chase Free Cash Rewards

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 1 point for every eligible dollar in purchases
  • 1,000 Bonus Points after your first purchase
  • Intro 0% Fixed APR for up to 12 months*
  • No Annual Fee
  • Get your rewards with as few as 2,500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned


 Discover® Open Road(SM) Card

Discover Platinum Gas

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners


 Chase Flexible Rewards Platinum Visa® Card

Chase Flexible Rewards

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

Why settle for a rewards credit card that limits your choice of rewards?
With the Flexible RewardsSM Platinum Visa® card, you can earn 1 point for every eligible dollar spent and turn everyday purchases into extraordinary rewards:

  • Merchandise - Choose from a variety of great brand name products.
  • Travel - Earn airline tickets, hotel stays or car rentals.
  • Cash back - Redeem 3,500 points and receive a $25 check.
  • Gift cards - Get free stuff from your favorite stores and restaurants.

Enjoy great rewards that you can redeem with as few as 2,500 points. Save even more with a 0% Intro APR for up to 12 months and no annual fee.


 Chase PerfectCard™ MasterCard®

Chase PerfectCard

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 10.99%* None*

  • 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
  • 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
  • 1% rebates on ALL other purchases made anywhere else
  • 0% Intro APR for up to 6 months*
  • No Annual Fee
  • Earn rewards wherever the road takes you with the Chase PerfectCard.
    Rebates are automatically credited toward future purchases made on your card.


 Miles by Discover® Card

Discover Miles

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 10.99%* None*

  • A Miles card with no annual fee!
  • No blackout dates
  • Double Miles on food and travel, up to $3,000 each year
  • 1 Mile for every $1 you spend
  • Unlimited Miles while your account is active
  • 0% Intro APR*


 Blue Sky from American Express

American Express Blue Sky

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* as low as 9.99%* None*

  • Earn points on everything you buy with the Card.
  • Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points.
  • Earn 1 point for every dollar you spend
  • Travel anytime: No blackout dates or restrictions
  • No annual fee and 0% intro APR for 6 months
  • World class cardmember benefits including Travel Accident Insurance, Extended Warranty, and Return Protection
  • Express Approval. Get a decision in less than 60 seconds.


 Discover® Motiva(SM) Card

Discover Motiva Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
3.9%* Up to 12 Months* 10.99%* None*

  • Cash Rewards for your good credit management!*
  • Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row�twice a year, every year
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • 3.9% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 One from American Express®

American Express One

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* As Low as 10.99%* $35*

  • Get $50 to jump-start your savings after your first purchase.
  • Earn a competitive Annual Percentage Yield (APY), currently 2.75% (variable rate as of 4/15/08).
  • A full 1% of your eligible purchases will be deposited into a High-Yield, FDIC-insured Savings Account opened in your name.
  • No annual fee the first year - that's a $35 savings.
  • No Preset Spending Limit.
  • Express Approval. Get a decision in less than 60 seconds.


 Clear from American Express®

American Express Clear

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
  • Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door everytime you spend $2,500. 
  • Flexible Payment Terms. You can pay in full, or carry a balance. The choice is yours.
  • Flexibility to pay over time 
  • No annual fee and 0% intro APR for up to 12 months.
  • World class Cardmember benefits including Purchase Protection, Extended Warranty, and Return Protection.
  • Express Approval. Get a decision in less than 60 seconds.


 Chase TravelPlus Visa® Card

Chase Travel Rewards

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 14.99%* None*

     
  • Earn 2 miles per $1 on travel purchases
  • Earn 1 mile per $1 on all other purchases
  • Annual rewards fee of $29
  • Redeem for airline tickets, cash, gift cards and more!
  • Intro 0% Fixed APR for up to 12 months


 IN: CHICAGO® Card from American Express

American Express IN:Chicago

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* As Low As 8.99%* None*

  • Earn one INSIDESM Rewards point for virtually every eligible dollar you spend, whether you're in Chicago or not.
  • Points have no expiration date and you can redeem points for rewards in Chicago, New York and Los Angeles.
  • 0% APR for 6 months
  • No Annual Fee


 IN: LA® Card from American Express

American Express IN:LA

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* As Low As 8.99%* None*

  • Earn one INSIDESM Rewards point for virtually every eligible dollar you spend, whether you're in Los Angeles or not.
  • Points have no expiration date and you can redeem points for rewards in Los Angeles, Chicago and New York.
  • 0% APR for 6 months
  • No Annual Fee


 IN: NYC® Card from American Express

American Express IN:NYC Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* As Low As 8.99%* None*

  • Earn one INSIDESM Rewards point for virtually every eligible dollar you spend in New York City.
  • Points have no expiration date and you can redeem points for rewards in New York. 
  • 0% APR for 6 months
  • No Annual Fee


 Discover® More(SM) Card - Clear

Discover Clear

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Discover® More(SM) Card - American Flag

Discover Flag Platinum Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Discover® More(SM) Card - Sealife Collection

Discover Sea Life Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus  Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Discover® More(SM) Card - Wildlife Collection

Discover Wildlife

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Pulaski Bank Visa Gold

Pulaski Bank Gold Visa

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%
BT Only*
6 Months* 8.00%* None*

  • 8.00% APR
  • Low Rate
  • No Annual Fee
  • 0% Balance Transfers


 Chase Platinum MasterCard®

Chase Platinum MasterCard

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • Interest-free grace period when you pay your bill in full each month
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance