Prepaid Credit Cards
PrePaid Credit Cards
Prepaid credit cards are designed for those who might have a problem getting approved for an unsecured line of credit but would still like all the benefits and convenience of a regular charge card. While certain features will vary from card to card, a prepaid card generally requires the user to deposit cash or a paycheck. This amount will then be used as a secured source of funds for the owner to draw against for as long as a positive balance is maintained. Prepaid credit cards work just like regular debit or charge cards. You can use them at any location that accepts Visa or MasterCard. Some will issue you a PIN number to use to withdraw cash at any ATM 24 hours a day.
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| - FREE Prepaid MasterCard
- $0 Activation Fee
- FREE Direct Deposit
- FREE unlimited purchase / signature transactions
- FREE account management online or with your mobile phone
- FREE to check your balance with your mobile phone
- No monthly fee when you load $500/month
- Send money with your mobile phone
- Load cash at tens of thousands of retailers nationwide
- No credit check, no bank account needed, no overdraft fees
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - The power of a bank account in a Visa Prepaid card
- Save up to $185 compared with other prepaid cards!
- No activation fee. $0 monthly fee if $400 or more is loaded each month. Only $1.99 otherwise.
- Free Direct Deposit from your employer.
- Deposit cash at 60,000 locations nationwide.
- No credit check required. Bad credit is ok.
- Write personal checks, best to pay rent or other bills.
- Accepted like any Visa debit card. Option to add a companion card.
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - Instant Guaranteed Approval* - no credit check, no security deposit
- Free Direct Deposit - easy access to your funds
- Free Online Bill pay - no more mailing costly money orders.
- Free Money Transfers to other Facecard members - no more spending money on wire transfers.
- Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
- Receive Prewards, which are like coupons, put directly on your card.
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | N/A* | * | Poor |
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| - Build your credit with the new iAdvance loan option(SM)
- Instant Guaranteed Approval* – no credit check, no security deposit
- $0 ACTIVATION FEE – when you load your card by direct deposit
- Free Direct Deposit – no more check cashing fees
- Free Online Bill Pay – no need for expensive money orders
- Free Credit Builder† – bill pay transactions are reported to PRBC®
- No Overdraft Fees – no minimum balance required
- Reloadable - $10,000 balance limit
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - NEW! Now with the iAdvance(SM) loan option, no credit check needed.
- Instant Guaranteed Approval* – no credit check, no security deposit
- $0 ACTIVATION FEE – when you load your card by direct deposit
- Free Direct Deposit – no more check cashing fees
- Free Online Check Writing – no need for expensive money orders
- Free Credit Builder† – bill pay transactions are reported to PRBC®
- No Overdraft Fees – no minimum balance required
- Reloadable - $10,000 balance limit
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - 100% approval - No credit check required
- Make purchases anywhere MasterCard Debit is accepted
- No overdraft fees or minimum balances
- Online Bill Pay - Easily send a check to anyone
- 5% APY Savings Account - Exclusive!
- Free Direct Deposit from your paycheck or government check
- Add up to $10K to your account in over 65,000 locations
- As seen on TV and in stores nationwide!
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | None | * | N/A |
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| - FREE $0 Activation Online –with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
- NO Overdraft or penalty fees
- NO Minimum balance required
- GET $10 with Direct Deposit (see site for restrictions)
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
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| - Created by Russell Simmons to provide Financial Freedom and Respect
- Guaranteed approval*
- No Credit Check
- Free Direct Deposit of pay, tax refund, anticipation loans
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - 100% approval - No credit check required
- Short-term iAdvance Line of Credit - Now available!
- No overdraft fees or minimum balances
- Online Bill Pay - Easily send a check to anyone
- 5% APY Savings Account - Exclusive
- Free Direct Deposit from your paycheck or government check
- Add up to $10K to your account in over 65,000 locations
- As seen on TV and in stores nationwide
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | None | * | Poor |
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| - No application fee and no obligation
- No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Free direct deposit of your paycheck or government check
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Earning your trust since 1968
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - Use your card at over 900,000 ATMs and millions of locations worldwide!
- No credit check or income verification required
- No Chexsystem check
- No minimal balance required!
- Phone and On-line account access
- Shop and pay bills on-line!
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - Show your style with the BabyPhat RushCard
- Guaranteed approval*
- No Credit Check
- Free Direct Deposit of pay, tax refund, anticipation loans
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - Accepted everywhere VISA is accepted
- No Credit Check, Income requirements or bank account required
- FREE Online Access to Account
- FREE Mobile Alerts - Text to your mobile and email
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Rewards Program - Earn 1 Point for every $1 spent
- NO Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - No application fee and no obligation
- No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Portion of your purchase goes to breast cancer awareness and detection.
- Earning your trust since 1968
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - FREE Activation with Direct Deposit before 4/15/10
- FREE Direct Deposit of pay, tax refund, anticipation loans
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - Get cash at over 900,000 ATMs worldwide
- Pay your bills online or over the phone
- Eliminate payday hassles with free direct deposit
- Accepted at millions of MasterCard locations worldwide
- NO credit checks
- NO employment verification
- NO monthly or annual fees
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | * | * | Poor |
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| - FREE Activation with Direct Deposit before 4/15/10
- FREE Direct Deposit of pay, tax refund, anticipation loans
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - Perfect card for Government/Benefits Checks recipients
- $0 activation with rebate*
- 100% guaranteed approval*/no credit check
- Free direct deposit of your pay or government check
- Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
- No overdraft fees or minimum balances
- Online Checking - Electronic or paper checks
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | N/A | * | Poor |
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| - No credit check, no debt, no interest, no overdraft fees
- Free unlimited purchases – signature and PIN
- Free customer service
- Free Direct Deposit: Get paychecks, benefits and tax refunds faster
- Free PayFit Credit Builder – Pay bills and build credit for free
- Free text and email alerts and online access to track spending
- Safer than cash if lost or stolen
- Accepted everywhere Visa Debit cards are accepted
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
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