Prepaid Credit Cards
PrePaid Credit Cards
Prepaid credit cards are designed for those who might have a problem getting approved for an unsecured line of credit but would still like all the benefits and convenience of a regular charge card. While certain features will vary from card to card, a prepaid card generally requires the user to deposit cash or a paycheck. This amount will then be used as a secured source of funds for the owner to draw against for as long as a positive balance is maintained. Prepaid credit cards work just like regular debit or charge cards. You can use them at any location that accepts Visa or MasterCard. Some will issue you a PIN number to use to withdraw cash at any ATM 24 hours a day.
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| - 100% approval - No credit check required
- Make purchases anywhere MasterCard Debit is accepted
- No overdraft fees or minimum balances
- Online Bill Pay - Easily send a check to anyone
- 5% APY Savings Account - Exclusive!
- Free Direct Deposit from your paycheck or government check
- Add up to $10K to your account in over 65,000 locations
- As seen on TV and in stores nationwide!
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| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | None | * | N/A |
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| - 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
- Now with FREE Credit Builder!
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
- Pay Nothing Now! – No deposits or prepayments required to get your card.
- FREE Direct Deposit! – stop paying to cash your paycheck.
- FREE phone and online access to your card account!
- No declined transaction fees!
- Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
- Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
- Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
- * Subject to I.D. Verification.
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| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | N/A* | * | Poor |
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| - FREE MasterCard Prepaid Card & FREE Shipping
- FREE Instant Virtual Card – Shop Online Today
- FREE Direct Deposit + Get $20 Signup Bonus
- Earn High Savings Interest Rate!
- FREE Unlimited Purchase/ Signature Transactions
- FREE Check Your Balance With a Text Message
- Send and Receive Money Securely With Your Mobile Phone
- Refer friends and family and make money
- $0 Activation Fee
- $0 First Monthly Fee – Try it For FREE
- $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!)
- No Hidden Fees / No Overdraft Fees
- Fully FDIC Insured
- o Credit Check/ No Bank Account Required
- FREE Account Management – Over The Phone or Online
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| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | N/A |
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| - Show your style with the BabyPhat RushCard
- Guaranteed approval*
- No Credit Check
- FREE Direct Deposit
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
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| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | Poor |
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| - FREE $0 Activation Online –with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
- NO Overdraft or penalty fees
- NO Minimum balance required
- GET $10 with Direct Deposit (see site for restrictions)
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| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | Bad |
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| - No credit check, no debt, no interest, no overdraft fees
- Free unlimited purchases – signature and PIN
- Free customer service
- Free Direct Deposit: Get paychecks, benefits and tax refunds faster
- Free PayFit Credit Builder – Pay bills and build credit for free
- Free text and email alerts and online access to track spending
- Safer than cash if lost or stolen
- Accepted everywhere Visa Debit cards are accepted
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| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | Bad |
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| - Perfect card for Government/Benefits Checks recipients
- $0 activation with rebate*
- 100% guaranteed approval*/no credit check
- Free direct deposit of your pay or government check
- Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
- No overdraft fees or minimum balances
- Online Checking - Electronic or paper checks
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| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | N/A | * | Poor |
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| - No application fee and no obligation
- No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Free direct deposit of your paycheck or government check
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Earning your trust since 1968
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| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | Bad |
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| - 100% Guaranteed Approval*
- $0 Activation Fee
- $25 Cash Bonus when you use direct deposit
- New iAdvance(SM) loan option
- No Overdraft Fees and no Minimum Balance
- Free Credit Builder
- Free Bill Pay
- Free Direct Deposit
- No Credit Check – for prepaid card only
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| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | Bad |
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| - Created by Russell Simmons to provide Financial Freedom and Respect
- Guaranteed approval*
- No Credit Check
- FREE Direct Deposit
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
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| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | Poor |
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| - Accepted everywhere VISA is accepted
- No Credit Check, Income requirements or bank account required
- FREE Online Access to Account
- FREE Mobile Alerts - Text to your mobile and email
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Rewards Program - Earn 1 Point for every $1 spent
- NO Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
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| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | Poor |
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| - 100% Guaranteed Approval*
- $0 Activation Fee
- $25 Cash Bonus when you use direct deposit
- New iAdvance(SM) loan option
- No Overdraft Fees and no Minimum Balance
- Free Credit Builder
- Free Bill Pay
- Free Direct Deposit
- No Credit Check – for prepaid card only
| |
| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | Poor |
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| - FREE Direct Deposit
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
| |
| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | Poor |
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| - The power of a bank account in a Visa prepaid card.
- Save up to $220 compared with other cards, the first year alone!
- 100% approval with no credit check and no activation fee.
- $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
- Free Direct Deposit from employers or government benefits providers
- Deposit cash at 50,000 retailers.
- Write personal checks online: easy to pay rent or other bills.
- Earn 1,500 cash back reward points for you first direct deposit load.
- Optional companion card available, as if you had a joint checking.
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| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | N/A |
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| - 100% approval - No credit check required
- Short-term iAdvance Line of Credit - Now available!
- No overdraft fees or minimum balances
- Online Bill Pay - Easily send a check to anyone
- 5% APY Savings Account - Exclusive
- Free Direct Deposit from your paycheck or government check
- Add up to $10K to your account in over 65,000 locations
- As seen on TV and in stores nationwide
| |
| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | Poor |
| |
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| | |
|
| - No application fee and no obligation
- No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Portion of your purchase goes to breast cancer awareness and detection.
- Earning your trust since 1968
| |
| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | Bad |
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| - Get cash at over 900,000 ATMs worldwide
- Pay your bills online or over the phone
- Eliminate payday hassles with free direct deposit
- Accepted at millions of MasterCard locations worldwide
- NO credit checks
- NO employment verification
- NO monthly or annual fees
| |
| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | * | * | Poor |
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| - FREE nFinanSe Discover® Reloadable Prepaid Card and Free $5.00 Deposit*
- 100% Guaranteed Approval**
- No Credit Check, No Security Deposit and No Minimum Balance
- No Overdraft Fees and No Interest Charges
- Sign Up for FREE Direct Deposit and a Bonus $7.77 Deposit*
- FREE Unlimited PIN and Signature Transactions
- Reloadable - $5,000 Maximum Balance
- FREE Email and Text Message Alerts
- FREE 24/7 Live Customer Service and Online Access
- Get Cash at ATMs Nationwide
- Add money at over 80,000 nationwide locations
- Shop and Pay Bills Online
- FREE ACH Bill Pay Service
- Free Music Downloads at www.nFinanSeMusic.com
* See website for restrictions
** Subject to ID verification
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| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | N/A |
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| - FREE nFinanSe Visa® Debit Card and Free $5.00 Deposit*
- 100% Guaranteed Approval**
- No Credit Check, No Security Deposit and No Minimum Balance
- No Overdraft Fees and No Interest Charges
- Sign Up for FREE Direct Deposit and a Bonus $7.77 Deposit*
- FREE Unlimited PIN and Signature Transactions
- Reloadable - $5,000 Maximum Balance
- FREE Email and Text Message Alerts
- FREE 24/7 Live Customer Service and Online Access
- Get Cash at ATMs Nationwide
- Add money at over 80,000 nationwide locations
- Shop and Pay Bills Online
- FREE ACH Bill Pay Service
- Visa® Zero Fraud Liability Protection*
- Free Music Downloads at www.nFinanSeMusic.com
* See website for restrictions
** Subject to ID verification
| |
| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | N/A |
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| Provide your employees with a reloadable prepaid card for business expenses. - Trial offer - first 2 months free
- Manage spending for staff in the field
- Alternative to credit cards, petty cash, check reimbursements
- Enforce budgets with individual card balances
- Control spending by merchant category and daily limits
- Online program management
- No transaction or card load fees - simple pricing
- No credit check required
| |
| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See terms* | * | N/A |
| |
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| | |
|
| - FREE Direct Deposit
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
| |
| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | Poor |
| |
| |
| | |
|
| - FREE $0 Activation Online –with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
- NO Overdraft or penalty fees
- NO Minimum balance required
- GET $10 with Direct Deposit (see site for restrictions)
| |
| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | Bad |
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| - No Credit Check
- $0 Monthly Fee*
- Higher daily and monthly limits
- Borrow money and build credit history*
- Free Credit Builder and Bill Pay
- No Late or Overdraft Fees
| |
| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | Bad |
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| - Free 24/7 great customer service
- Free Mobile Banking and Text Alerts - New
- Free Score Tracker credit score service
- No Credit Check, no Overdraft Fees or Balance Minimums
- Free Unlimited Purchase Transactions
- Free Direct Deposit - paycheck, benefits, tax refunds
- Free Online Bill Payment & Check Writing
- Credit Builder – For Free
- Reloadable up to $10,000 Max Balance
- Exclusive Platinum card design
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| Intro
APR | Intro
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | * | Bad |
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