Prepaid Cards
PrePaid Cards
Prepaid cards are designed for those who might have a problem getting approved for an unsecured line of credit but would still like all the benefits and convenience of a regular charge card. While certain features will vary from card to card, a prepaid card generally requires the user to deposit cash or a paycheck. This amount will then be used as a secured source of funds for the owner to draw against for as long as a positive balance is maintained. Prepaid cards work just like regular debit or charge cards. You can use them at any location that accepts Visa or MasterCard. Some will issue you a PIN number to use to withdraw cash at any ATM 24 hours a day.
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| - Similar to a checking account with a Visa prepaid card
- Save up to $220 compared with other cards, the first year alone!
- 100% approval with no credit check and no activation fee.
- $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
- Free Direct Deposit from employers or government benefits providers
- Deposit cash at 50,000 retailers.
- Write personal checks online: easy to pay rent or other bills.
- Earn 1,500 cash back reward points for you first direct deposit load.
- Optional companion card available, as if you had a joint checking.
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
- No credit check, 100% approved*
- No bounced check fees or overdraft fees, ever
- Travel, Rent Cars, Reserve Hotels, Shop online safely
- Online bill pay, Earn rewards, Free Direct Deposit
- Unbelievable Customer Service
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - Free Direct Deposit + Get $20 Signup Bonus
- Pay your Bills in minutes from your online account
- No Fee to Check Your Balance With a Text Message - Send and Receive Money Securely With any Mobile Phone
- Free Mango iPhone App (Download from iTunes Store)
- $0 Activation Fee
- $5 Monthly Fee - Waived when You Load at Least $500 Per Month
- No Credit Check/No Bank Account Required
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - Portion of your purchase goes to breast cancer awareness and detection
- No credit check, No application fee, No obligation
- No-Fee Cash Withdrawals at ACE locations*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
- Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
- Free Anytime Alerts™ - Get your balance and transactions via text or email*
- Free Savings Account - Receive 5.00% APY*
- Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - A card with benefits that matter to you
- No credit check, No application fee, No obligation
- No-Fee Cash Withdrawals at ACE locations*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
- Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
- Free Anytime Alerts™ - Get your balance and transactions via text or email*
- Free Savings Account - Receive 5.00% APY*
- Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - 100% Approval – No credit check required*
- Get paid up to 2 days faster with free Direct Deposit*
- Pay rent, utilities and other bills online or over the phone
- Track spending with online budgeting tools and alerts to your mobile phone
- Funds are FDIC insured up to the current coverage limit
- New! Get rewarded with NetSpend Payback Rewards™
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - 100% Guaranteed Approval* - No Credit Checks
- $25 Cash Bonus, Free Activation & $0 Monthly when you use Free Direct Deposit
- Quick and Safe Access to your Money
- Easy Online Bill Pay
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - $0 Activation Online –with no credit check
- Access over 18,000 MoneyPass ® ATMs
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- Get $10 with qualifying direct deposit (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases
- No Transaction fees on US purchases
- No overdraft fees
- No Minimum balance required
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - Get Your Premium Benefits:
- Exclusive Rewards Program
- Free Credit Score
- Free Mobile Banking and Text Alerts
- Free Online Bill Payment & Check Writing
- Free Direct Deposit — paycheck, benefits, tax refunds
- No Credit Check*, no Overdraft Fees or Balance Minimums
- Reloadable up to $10,000 Max Balance
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - $0 Activation Online –with no credit check
- Access over 18,000 MoneyPass ® ATMs
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases
- No Transaction fees on US purchases
- No overdraft fees
- No Minimum balance required
- Get $10 with qualifying direct deposit (see site for restrictions)
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - 100% Approval – No credit check required*
- Get paid up to 2 days faster with free Direct Deposit*
- Pay rent, utilities and other bills online or over the phone
- Track spending with online budgeting tools and alerts to your mobile phone
- Funds are FDIC insured up to the current coverage limit
- New! Get rewarded with NetSpend Payback Rewards™
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - Free Credit Score
- Free Unlimited Purchase Transactions
- Free Online Bill Payment & Check Writing
- Free Direct Deposit - paycheck, benefits, tax refunds
- 100% Guaranteed Approval* - No Credit Checks
- No Overdraft Fees or Balance Minimums
- Reloadable up to $10,000 Max Balance
- Choose Your Card Color - Blue, Black or Pink
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - 100% Guaranteed Approval* - No Credit Check
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Only card that lets you change your fee plan whenever you want to
- Free prescription discount card
- Easy Bill Pay - pay bills, rent, or write personal checks
- Card to card transfers
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - 100% Guaranteed Approval* - No Credit Check
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Only card that lets you change your fee plan whenever you want to
- Free prescription discount card
- Easy Bill Pay - pay bills, rent, or write personal checks
- Card to card transfers
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - A card truly designed for the 13-25 age group and their parents
- Full parental control. Safer than cash.
- Parents can load the card online from their own credit card or checking account.
- Instant online funding, great for emergencies when your child is away from home.
- If your child is in high school, you can set allowances and monitor his/her spending online. Also perfect if he/she is traveling without you.
- If your child is already in college, he/she can receive free direct deposits from an employer, write checks and most importantly stay out of debt.
- Apply online now. Only $2.99 a month or $29.95 a year.
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - Perfect card for Government/Benefits Checks recipients
- $0 activation with rebate*
- 100% guaranteed approval*/no credit check
- Free direct deposit of your pay or government check
- Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
- No overdraft fees or minimum balances
- Online Checking - Electronic or paper checks
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | N/A | * | Poor |
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| - No issuance fee online
- No credit check or bank account required
- No overdraft fees
- No minimum balance required
- Free Direct Deposit
- $10 bonus with qualifying Direct Deposit (for a limited time only)
- Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - 100% Guaranteed Approval* - No Credit Check
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Only card that lets you change your fee plan whenever you want to
- Free prescription discount card
- Easy Bill Pay - pay bills, rent, or write personal checks
- Card to card transfers
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - Accepted everywhere VISA debit cards are accepted
- No Credit Check, Income requirements or bank account required
- On Demand Alerts - Manage your account via text messaging
- FREE Online Access to Account
- FREE Mobile Alerts - Text to your mobile and email
- FREE Rewards Program - Earn 1 Point for every $1 spent
- NO Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit - Eliminate Check Cashing Fees
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - No credit check required - 100% Approval
- Simple Pricing - Only 3 Fees with Direct Deposit
- No overdraft fees, interest fees or hidden fees
- Free Direct Deposit
- Free Online Bill Pay
- Free transactions and customer service*
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
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| - $0 Monthly Fee
- 100% Guaranteed Approval*
- No Credit Check
- Free Direct Deposit
- Now with Purchase Rewards
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - 100% Guaranteed Approval* - No Credit Check
- $25 Cash Bonus when you use direct deposit
- Free Online Bill Payment & Check Writing
- Free Direct Deposit
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - 100% Guaranteed Approval* - No Credit Check
- No Activation Fee
- Free Direct Deposit and $25 cash back
- Cash Back on Everyday Purchases
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - No credit checks & no credit risks
- Instantly lock & unlock the card
- Safer than cash with lost card protection
- Lower fees than bank cards
- Reloadable means easy allowances
- Family and friends can load it
- Use anywhere Debit MasterCard is accepted
- Lower fees than your bank card
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | $3.95 per month | * | N/A |
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| - 100% Approval - No credit check
- No bank account required
- No interest or late fees
- Free direct deposit
- Reloadable online or at 100,000 locations
- Up to $5,000 balance limit
- Mobile and email alerts
- Online Account Management at myExactAccount.com
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | $4.95 per month | * | N/A |
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| - Available in $25, $50, $100, $200 and $500 denominations.
- Card will be printed with the name "Gift Card Recipient".
- Option for ordering Classic Gift Cards in Bulk also available (Express UPS delivery only).
- In one order, you can purchase up to 50 American Express® Gift Cards, which will be sent directly to you at your billing address.
- There is a maximum order size of $5000 that can be purchased within a 14-day period.
- Subject to Terms and Conditions
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - Available in $25, $50, $100, $200 and $500 denominations.
- Card will be printed with the name "Gift Card Recipient".
- In one order, you can purchase up to 1400 American Express®
- There is a maximum order size of $35000 that can be purchased within a 14-day period.
- Subject to Terms and Conditions
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - No issuance fee online
- No credit check or bank account required
- No overdraft fees
- No minimum balance required
- Free Direct Deposit
- $10 bonus with qualifying Direct Deposit (for a limited time only)
- Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - Instantly fund employee purchases.
- Gain 24/7 control over where and how much employees spend.
- Save money – no surprise interest charges or overdraft fees.
- Free Trial Period - No Monthly Fee for at least 2 months after you enroll
- No transaction fees
- No deposit fees
- Cards are personalized with the cardholder's name
- The funds on deposit are corporate funds - not employee-owned
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | up to $7.50 per month | * | N/A |
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| - 100% Guaranteed Approval* - No Credit Check
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Only card that lets you change your fee plan whenever you want to
- Free prescription discount card
- Easy Bill Pay - pay bills, rent, or write personal checks
- Card to card transfers
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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