VISA Credit Card Applications
Visa credit card offers have the reputation as one of the best on the market in terms of APR, annual fees, cash back, and other features. Below are the highest-rated Visa offers currently available. Compare and Apply Now.
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| - 0% Intro APR for up to 12 months
- No Annual Fee
- Pay down balances on your terms with Blueprint(SM)
- Zero Liability on unauthorized purchases
- E-mail and text alerts
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | 0% | up to 12 Months | As low as 13.24% Variable | None | 0% | Good |
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| - Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 7.25% | None | N/A | Excellent |
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| - Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
- Redeem points for travel, gift cards, merchandise, cash back and more
- 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
- Points never expire and there are no limits on how many points you can earn
- 24/7 Dedicated service advisors (No voice recording)
- Premier travel and purchase protection benefits
- All of this for no annual fee!
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | As low as 12.24% Variable | None | N/A | Excellent |
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| - 24-Hour Concierge Service: Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
- Exclusive Rewards Program: Receive 1% cash back on all purchases with Black Card’s Exclusive Rewards Program.
- Travel Redemption: Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
- Luxury Gifts: Cardmembers receive luxury gifts from some of the world's top brands.
- Travel Lounge Priority Pass: Complimentary membership which provides access to over 600 lounges in more than 100 countries.
- Limited Membership: Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
- Black Card Benefits: Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 13.24% | $495 | 0% | Excellent |
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| - Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 9.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 9.25% | None | N/A | Excellent |
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| - Variable Rate APR ranging from Prime + 4.00% thru Prime + 10.00% depending on creditworthiness and other factors
- Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
- No annual membership fee
- Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
- 25 day grace period
- Online access to credit card account information
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 7.25% - 13.25% | None | 1.99% | Excellent |
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| - NEW! Now with the iAdvance(SM) loan option, no credit check needed.
- Instant Guaranteed Approval* – no credit check, no security deposit
- $0 ACTIVATION FEE – when you load your card by direct deposit
- Free Direct Deposit – no more check cashing fees
- Free Online Check Writing – no need for expensive money orders
- Free Credit Builder† – bill pay transactions are reported to PRBC®
- No Overdraft Fees – no minimum balance required
- Reloadable - $10,000 balance limit
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - Show your style with the BabyPhat RushCard
- Guaranteed approval*
- No Credit Check
- Free Direct Deposit of pay, tax refund, anticipation loans
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - No credit check, no debt, no interest, no overdraft fees
- Free unlimited purchases – signature and PIN
- Free customer service
- Free Direct Deposit: Get paychecks, benefits and tax refunds faster
- Free PayFit Credit Builder – Pay bills and build credit for free
- Free text and email alerts and online access to track spending
- Safer than cash if lost or stolen
- Accepted everywhere Visa Debit cards are accepted
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
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| - Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
- Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- No annual membership fee
- Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
- 25 Day grace period
- Online access to credit card account information
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 8.25% - 14.25% | None | 1.99% | Excellent |
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| - Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 19.5% | $59 | N/A | Bad |
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| - No application fee and no obligation
- No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Portion of your purchase goes to breast cancer awareness and detection.
- Earning your trust since 1968
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - No application fee and no obligation
- No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Free direct deposit of your paycheck or government check
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Earning your trust since 1968
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - FREE Activation with Direct Deposit before 4/15/10
- FREE Direct Deposit of pay, tax refund, anticipation loans
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - Get a REAL Visa® Credit Card!
- Up to $5,000.00 Secured Line of Credit!!
- Be Approved Regardless of Credit History or Income!!!
- Guaranteed Approval!
Apply Today!
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 19.5% | $59 | N/A | Bad |
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| - Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
- Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- No annual membership fee
- Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
- 25 day grace period
- Online access to credit card account information
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 8.25% - 14.25% | None | 1.99% | Excellent |
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| - Introductory Rate of 7.50% for 12 months from date opened on Purchases
- Introductory Rate of 7.50% for the first 12 billing cycles on Balance Transfers. Applies to balance transfers processed within three months of your account open date
- Low Ongoing Variable Rate APR after introductory period Prime + 4.25%
- Purchase and Cash Advance APR’s may vary with the market based on the Prime Rate.
- No transaction fee for balance transfers
- 25 day grace period
- Online access to credit card account information
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | 7.50% | 12 Months | 7.50% | $45 | 7.50% | Excellent |
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| - 100% approval - No credit check required
- Short-term iAdvance Line of Credit - Now available!
- No overdraft fees or minimum balances
- Online Bill Pay - Easily send a check to anyone
- 5% APY Savings Account - Exclusive
- Free Direct Deposit from your paycheck or government check
- Add up to $10K to your account in over 65,000 locations
- As seen on TV and in stores nationwide
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | None | * | Poor |
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| - Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply.
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 19.5% | $59 | N/A | Bad |
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| - Reports to ALL 3 Bureaus
- No Credit Check
- Be Approved Regardless of Credit History
- Special High Introductory Savings Rate
- Bonus $3,000 credit line with My Computer Club
* Terms and conditions apply
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 19.5% | $59 Annually | N/A | Bad |
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| - Created by Russell Simmons to provide Financial Freedom and Respect
- Guaranteed approval*
- No Credit Check
- Free Direct Deposit of pay, tax refund, anticipation loans
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - 0% APR on purchases for 6 months
- No annual fee or monthly fees
- Your income, employment and credit are not factors!
- We report to all 3 major credit bureaus
- Lifetime credit lines up to $10,000
- 25 day grace period
- Free fraud protection against unauthorized use
- No penalty APR
- Use the card everywhere you see the Visa/Mastercard logo
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | 0% | 6 months | 11.24% | none | N/A | Bad |
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| - FREE Activation with Direct Deposit before 4/15/10
- FREE Direct Deposit of pay, tax refund, anticipation loans
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - UltraVX makes it easy to manage your finances
- Automatic minimum payments
- Reports to all 3 major credit bureaus
- No credit check, no bank account required
- Instant online approval
- Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions*.
- * Subject to terms and conditions.
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
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| - The power of a bank account in a Visa Prepaid card
- Save up to $185 compared with other prepaid cards!
- No activation fee. $0 monthly fee if $400 or more is loaded each month. Only $1.99 otherwise.
- Free Direct Deposit from your employer.
- Deposit cash at 60,000 locations nationwide.
- No credit check required. Bad credit is ok.
- Write personal checks, best to pay rent or other bills.
- Accepted like any Visa debit card. Option to add a companion card.
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
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| - Accepted everywhere VISA is accepted
- No Credit Check, Income requirements or bank account required
- FREE Online Access to Account
- FREE Mobile Alerts - Text to your mobile and email
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Rewards Program - Earn 1 Point for every $1 spent
- NO Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
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| - Acceptance at millions of locations including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
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| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 7.90% - 24.90% | See Terms* | N/A | Poor |
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