VISA Credit Card Applications
Visa credit card offers have the reputation as one of the best on the market in terms of APR, annual fees, cash back, and other features. Below are the highest-rated Visa offers currently available. Compare and Apply Now.
| | |
|


| - Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 7.25% | None | N/A | Excellent |
| |
| |
| | |
|


| - Absolutely No Fees!
- Introductory Purchase Rate – 7.49% APR for the first 36 months. Afterwards, the APR will vary with the Prime Rate and is currently 9.99% APR.
- No Balance Transfer Fees – Good till June 30, 2010
- No Foreign Transaction Fees!
- Some restrictions apply.
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | 7.49% | 36 months | 9.99% | None | 7.49% | Excellent |
| |
| |
| | |
|


| - 13.99% APR – Lower than most rewards cards!
- Earn 2.00% Cash Back on Supermarket Purchases*
- Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
- Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle
- No Balance Transfer Fees – Good till June 30, 2010
- Up to $50,000 Limit
- No Annual Fee
- Cash Rewards Credited Each Month
- No Special Restrictions to Earn Your Cash Rewards
- Limited Time Only – Low Balance Transfer Rates†
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 13.99% | None | 4.99%-6.99%* | Excellent |
| |
| |
| | |
|


| - Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 9.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 9.25% | None | N/A | Excellent |
| |
| |
| | |
|


| - No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 7.25%, 10.25%, or 13.25% | None | 1.99% | Excellent |
| |
| |
| | |
|


| - 100% Guaranteed Approval*
- $0 Activation Fee
- $25 Cash Bonus when you use direct deposit
- New iAdvance(SM) loan option
- No Overdraft Fees and no Minimum Balance
- Free Credit Builder
- Free Bill Pay
- Free Direct Deposit
- No Credit Check – for prepaid card only
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
| |
| |
| | |
|


| - Show your style with the BabyPhat RushCard
- Guaranteed approval*
- No Credit Check
- FREE Direct Deposit
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
| |
| |
| | |
|


| - No credit check, no debt, no interest, no overdraft fees
- Free unlimited purchases – signature and PIN
- Free customer service
- Free Direct Deposit: Get paychecks, benefits and tax refunds faster
- Free PayFit Credit Builder – Pay bills and build credit for free
- Free text and email alerts and online access to track spending
- Safer than cash if lost or stolen
- Accepted everywhere Visa Debit cards are accepted
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
| |
| |
| | |
|


| - No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 9.25%, 12.25%, or 15.25% | None | 1.99% | Excellent |
| |
| |
| | |
|


| - No application fee and no obligation
- No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Portion of your purchase goes to breast cancer awareness and detection.
- Earning your trust since 1968
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
| |
| |
| | |
|


| - No application fee and no obligation
- No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Free direct deposit of your paycheck or government check
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Earning your trust since 1968
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
| |
| |
| | |
|


| - FREE Direct Deposit
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
| |
| |
| | |
|


| - No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 9.25%, 12.25%, or 15.25% | None | 1.99% | Excellent |
| |
| |
| | |
|


| - Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
- Online access to credit card account information
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | 0% or 7.50% | 12 Months | 7.50%, 9.50% or 11.50%* | $35 | 1.99% | Excellent |
| |
| |
| | |
|


| - 100% approval - No credit check required
- Short-term iAdvance Line of Credit - Now available!
- No overdraft fees or minimum balances
- Online Bill Pay - Easily send a check to anyone
- 5% APY Savings Account - Exclusive
- Free Direct Deposit from your paycheck or government check
- Add up to $10K to your account in over 65,000 locations
- As seen on TV and in stores nationwide
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
| |
| |
| | |
|


| - FREE nFinanSe Visa® Debit Card and Free $5.00 Deposit*
- 100% Guaranteed Approval**
- No Credit Check, No Security Deposit and No Minimum Balance
- No Overdraft Fees and No Interest Charges
- Sign Up for FREE Direct Deposit and a Bonus $7.77 Deposit*
- FREE Unlimited PIN and Signature Transactions
- Reloadable - $5,000 Maximum Balance
- FREE Email and Text Message Alerts
- FREE 24/7 Live Customer Service and Online Access
- Get Cash at ATMs Nationwide
- Add money at over 80,000 nationwide locations
- Shop and Pay Bills Online
- FREE ACH Bill Pay Service
- Visa® Zero Fraud Liability Protection*
- Free Music Downloads at www.nFinanSeMusic.com
* See website for restrictions ** Subject to ID verification
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
| |
| |
| | |
|


| Provide your employees with a reloadable prepaid card for business expenses. - Trial offer - first 2 months free
- Manage spending for staff in the field
- Alternative to credit cards, petty cash, check reimbursements
- Enforce budgets with individual card balances
- Control spending by merchant category and daily limits
- Online program management
- No transaction or card load fees - simple pricing
- No credit check required
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See terms* | * | N/A |
| |
| |
| | |
|


| - Created by Russell Simmons to provide Financial Freedom and Respect
- Guaranteed approval*
- No Credit Check
- FREE Direct Deposit
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
| |
| |
| | |
|


| - Build credit history – we report to all 3 major credit bureaus
- 0% APR on all purchases for the first 6 months
- No annual fees or monthly maintenance fees
- No credit check
- No checking account required
- Your credit is not a factor!
- Choose your initial credit limit from $300-$2000
- Lifetime credit lines up to $5,000
- Free fraud protection against unauthorized use
- Use the card everywhere you see the Visa logo
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | 0% | 6 months | 11.24% | none | N/A | Bad |
| |
| |
| | |
|


| - FREE Direct Deposit
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
| |
| |
| | |
|


| - The power of a bank account in a Visa prepaid card.
- Save up to $220 compared with other cards, the first year alone!
- 100% approval with no credit check and no activation fee.
- $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
- Free Direct Deposit from employers or government benefits providers
- Deposit cash at 50,000 retailers.
- Write personal checks online: easy to pay rent or other bills.
- Earn 1,500 cash back reward points for you first direct deposit load.
- Optional companion card available, as if you had a joint checking.
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | N/A |
| |
| |
| | |
|


| - Accepted everywhere VISA is accepted
- No Credit Check, Income requirements or bank account required
- FREE Online Access to Account
- FREE Mobile Alerts - Text to your mobile and email
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Rewards Program - Earn 1 Point for every $1 spent
- NO Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Poor |
| |
| |
| | |
|


| - Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 7.90% - 28.90% | See Terms* | N/A | Bad |
| |
| |
| | |
|


| - FREE $0 Activation Online –with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
- NO Overdraft or penalty fees
- NO Minimum balance required
- GET $10 with Direct Deposit (see site for restrictions)
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
| |
| |
| | |
|


| - No Credit Check
- $0 Monthly Fee*
- Higher daily and monthly limits
- Borrow money and build credit history*
- Free Credit Builder and Bill Pay
- No Late or Overdraft Fees
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
| |
| |
| | |
|


| - No Credit History and no Checking Account Required
- Straight forward pricing - 0% APR on all purchases for the first 6 months with no annual or monthly fees
- We report to all three credit bureaus, so you'll start building your credit fast
- Four options for funding your card
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | 0% | 6 months | 11.24% | none | N/A | Bad |
| |
| |
| | |
|


| - 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
- Now with FREE Credit Builder!
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
- Pay Nothing Now! – No deposits or prepayments required to get your card.
- FREE Direct Deposit! – stop paying to cash your paycheck.
- FREE phone and online access to your card account!
- No declined transaction fees!
- Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
- Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
- Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
- * Subject to I.D. Verification.
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | N/A* | * | Poor |
| |
| |
| | |
|


| - Free 24/7 great customer service
- Free Mobile Banking and Text Alerts - New
- Free Score Tracker credit score service
- No Credit Check, no Overdraft Fees or Balance Minimums
- Free Unlimited Purchase Transactions
- Free Direct Deposit - paycheck, benefits, tax refunds
- Free Online Bill Payment & Check Writing
- Credit Builder – For Free
- Reloadable up to $10,000 Max Balance
- Exclusive Platinum card design
| |
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | * | Bad |
| |
| |