Credit Card Applications for Business Owners
By Stephen Sikes
Business owners often have a need for good business credit cards so they can keep a steady flow of inventory stocked. These credit card applications for business owners are also needed to make online purchases. Chase credit cards make excellent business credit cards because they offer the owner low interest but high spending limits. Businesses require credit cards with high limits because they often need to purchase a lot of merchandise to keep their business lucrative.
Using a Business Credit Card to finance your small business can be a smart financial move that allows for much more flexibility and benefits than a typical business loan where you have to put up collateral to fund you small business.
Reviewing and obtaining a credit card applications for business owners is also great for helping businesses stay organized with their expenditures. If all their critical business transactions are made on their one or two particular credit cards, it’s very easy to keep track of where the money is going for tax purposes or warranties. This is particularly the case with Chase credit cards as Chase makes online quarterly reports available to you 24/7.
Chase credit cards offer you many discounts and benefits when you sign up for their cards. At the start of a business, getting a credit card is often the first thing that is done by the owner. Chase credit cards can also be issued for authorized users, which allow you to give your employees their own business credit cards for work-related expenses.
These Chase credit cards are available in different versions; each designed to meet the needs of your business. Many of their business credit cards offer balance transfer so you can pay off all your other credit cards and make just one payment to your Chase card. They also offer a zero percentage APR for one full year.
Unlike many other business credit cards, Chase offers cards with no annual fees. Although some of these features may not seem like much at first, the annual fees and higher interest rates can really increase the balance on your business credit cards over time. Businesses often have thousands of dollars on their credit cards so a low or zero percent interest rate can make a huge difference.
Chase business credit cards make business travel worry free as well, as many of them come with road side assistance, accident insurance, emergency assistance and more. Any time you’re away from home, you’ll know you’re covered when you have a Chase business credit card with you.
Business credit cards are often used for much more than just large expenses. When you have a high-limit business card, you can use it for office supplies, which you’ll get at discounted rates. Some of the cards offer points that you can redeem for items purchased with your card. They also offer some cards that give cash back when you frequent certain gas stations, hotels or restaurants. Unlike many credit cards with rewards, there are no limitations on the rewards.
Do your own research. Advanta, Discovercard, American Express all have excellent apr rates and cash back deals with unlimited rewards. Get Credit Card Applications for Business Owners and you will be on your way to getting the best interest rates avaialble saving hundreds of dollars over time.
Click Here to Compare Top Business Credit Cards
| Advanta Life-of-Balance Platinum Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
9.99%* |
None* |
|
- 2.99% APR for Life of balances transferred within 3 months*
- Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus your logo.
*see Terms & Conditions for important information, benefits and limitations
|
|
|
| Discover® Business Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months - P* |
13.99%* |
None* |
|
- Earn $100 Cashback Bonus when you apply now**
- 0% Intro APR for 12 months on purchases and 3.9% intro APR for 6 months on balance transfers
- 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
- Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
- No Annual Fee
- Fee-free Purchasechecks that earn Cashback Bonus®. to pay merchants who don't accept credit cards
- Free employee cards with customizable limits and monthly reporting on their spending
|
|
|
| Advanta Platinum with Rewards Customized BusinessCard |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
7.99%* |
None* |
|
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
- 7.99% Variable APR on Purchases
- Choice of 5% Cash Back on office supplies, gas and more*
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus logo or other image!
*see Terms & Conditions for important information, benefits and limitations
|
|
|
| Discover® Business Miles Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months - P* |
13.99%* |
None* |
|
- 0% Intro APR for 12 months on purchases and 3.9% intro APR for 6 months on balance transfers
- 12,000 Bonus Miles*
- Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
- No annual fee
- Earn Double Miles on travel and gas*
- Travel with no restrictions – book any airline, any date, any seat
|
|
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| The Gold Card from American Express OPEN(SM) |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| ** |
N/A* |
N/A%* |
$125* |
|
- Business ownership has become more rewarding
- Earn up to 40,000 bonus points in your first year - enough for one domestic round-trip airline ticket plus other business supplies.
- Points have no expiration date
- No limit to the number of Membership Rewards® points you can earn
- No annual fee for the first year - a savings of $125
- No pre-set spending limit* and no finance charges
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Automatic Complimentary enrollment in the Membership Rewards® program
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
|
|
|
| Advanta Platinum BusinessCard |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
11.99%* |
None* |
|
- 0% Intro APR on Balance Transfers and Purchases for 12 Months*
- Prime + 5.99% Variable APR thereafter
- Up to $50,000 Credit Line
- No Annual Fee
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus your logo.
*see Terms & Conditions for important information, benefits and limitations
|
|
|
| Platinum Business FreedomPass® Credit Card from OPENSM the small business team |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
As Low As 8.99%* |
None* |
|
- 5,000 point welcome bonus with first purchase
- Earn 1 point for virtually every dollar you spend
- Redeem for savings on any flight, hotel, car rental or cruise - up to $100 off for every 7,500 points
- No blackout dates and no travel restrictions
- 0% Introductory APR on purchases for the first 12 months
- No annual fee and the option to pay over time or pay in full
- No annual fee for Additional Cards
- Save 3-25% on business purchases at companies like FedEx, Delta®, Hertz®, and more.
|
|
|
| The Platinum Business Credit Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
As Low As 7.99%* |
None* |
|
- Option to enroll in the Membership Rewards Express® Program fee-free
- There's no limit to the number of points you can earn
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- 0% APR for the first 12 months
- No annual fee
- No annual fee for Additional Cards
|
|
|
| Blue Cash® for Business Credit Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
As Low As 7.99%* |
None* |
|
- Up to 5% Cash Back on virtually all purchases
- No limit to the cash back you can earn
- No annual fee
- 0% Intro APR for first 6 months
- Option to pay over time or pay in full
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Earn cash rewards on purchases made by Additional Cardholders
|
|
|
| Chase Platinum Visa® Business Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
8.99%* |
None* |
|
- Save with 0% Intro APR for up to 12 months*
- Free Online Reporting - Quarterly reports enable you to monitor your business spending.
- No Annual Fee
- Platinum Business Benefits - Valuable benefits such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance.
- Visa® Business Partner Advantage - Savings of up to 20% from leading retailers with special offers on computer equipment, office supplies and more.
|
|
|
| Advanta Platinum BusinessCard with Rewards |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
0% BT Only* |
15 Months* |
7.99%* |
None* |
|
- 0% APR for 15 Months on Balance Transfers, 7.99% APR thereafter*
- 7.99% Variable APR (based on Prime) on Purchases
- Up to 5% Cash Back on office supplies, gas and more*
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set monthly spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus your logo.
*see Terms & Conditions for important information, benefits and limitations
|
|
|
| Chase Business Rebate Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
7.49%* |
None* |
|
- 3% Cash Back for eligible purchases at restaurants, gas stations, office supply stores, building supply stores, hardware and home improvement stores.*
- 1% Cash Back on all other purchases.*
- 0% Intro APR for up to 12 Months*
- No Annual Fee
- FREE additional cards for your employees, FREE quarterly reports, and other online account management tools to help you keep track of your business expenses
|
|
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| Business Green Rewards Card from OPEN from American Express® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| ** |
N/A* |
N/A%* |
$95* |
|
- Receive 5,000 bonus points on your first purchase
- No pre-set spending limit* or finance charges
- Earn One Membership Rewards® point for virtually every dollar you spend with no limits and no expiration dates
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
- No annual fee for the first year - a savings of $95
|
|
|
| SimplyCash® Business Card from American Express |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up To 12 Months* |
As Low As 5.00%* |
None* |
|
- Earn 5% cash back on office supplies and wireless services
- Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter
- Earn 1% cash back on virtually all other purchases
- Cash back is automatically credited to the statement each month
- 0% Intro Annual Percentage Rate (APR) for up to 12 months on purchases
- No annual fee
|
|
|
| Starwood Preferred Guest® Business Credit Card from American Express |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 2.90%* |
6 Months* |
14.99%* |
$45* |
|
- Earn 10,000 Starpoints with your first purchase - that's good for up to 3 free nights!
- Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
- Redeem at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton®, Westin® and W Hotels®
- Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- No annual fee for the first year - a savings of $45
- Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards
|
|
|
| JetBlue Business Credit Card from American Express |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
14.99%* |
$40* |
|
- Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased with your Card
- 50 TrueBlue® points, worth 1/2 of a roundtrip flight, after your first purchase
- Earn 1 Award Dollar for virtually every dollar you spend
- Earn double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more
- Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.
- Your TrueBlue® points do not expire when you use your Card*
- Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*
|
|
|
| Chase Business Cash Rewards® Visa® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
10.99%* |
None* |
|
- Earn up to 5% cash back with unlimited rewards potential.
- With no merchant or category spending restrictions, you can earn points by shopping wherever you want, for whatever you want.
- 0% Intro APR for up to 12 months
- Pay No Annual Fee
- Receive quarterly management reports
- Receive additional cards your employees can use
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